Bridgewater State University participates in a wide variety of federal, 状态, 机构, 和 private financial aid programs. 这些项目可以分为三类:赠款、工作和贷款.
The following is a description of the loan programs:
For financial aid purposes, 以下各段所称“本科生”是指攻读专业学位的学生 第一个 本科学位. Enrollment levels are as follows: full time: 12 or more credits; three quarter time: 9 to 11 credits, half time: 6 to 8 credits; less than half time: 1 to 5 credits.
- Long-term, no interest (zero percent) loan awarded through the Massachusetts Office of Student Financial Assistance to financially eligible Massachusetts residents
- Awards range from $1000 to $4000
- Available to undergraduate students enrolled full-time
- Student must sign promissory note 在BSU的最后期限之前, prior to the last day of the semester, or prior to the last day of enrollment, 先到者为准.
- If you borrow a Massachusetts No Interest Loan (NIL) while attending BSU, 你必须在降至半年级以下或毕业之前完成退出咨询. This exit counseling is m和atory. If you are dropping below 1/2 time status, 请先与我们联系，以便我们指导您如何完成此过程. 如果你即将毕业，而你在毕业前没有收到任何关于NIL退出咨询的信息, please contact us as soon as possible.
- Long-term federal loan available through the university
- 提供给有经济需要和资格的本科生
- Student pays an origination fee
- Fixed interest rate, set each year on July 1. 指 直接贷款网站 for current interest rate
- Loan limits based on grade level: $3500, freshmen; $4500, sophomores; $5500, juniors 和 seniors
- Student must complete a 直接贷款 master promissory note 和 直接贷款 入学咨询 在BSU的最后期限之前, prior to the last day of the semester, 或者在你注册的最后一天之前(以先到的为准)，以便获得这笔贷款
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直接贷款退出咨询是所有在十大赌博正规老平台注册期间借入联邦直接贷款的学生的联邦要求. 联邦法规要求在离开大学之前或在注册少于6个学分之前进行贷款咨询.
你将需要你的联邦学生援助用户ID来完成在线退出咨询. If you need a user ID, you may request one at http://fsaid.ed.政府.
如果您对完成直接贷款退出咨询或您在十大赌博正规老平台期间借入的直接贷款有任何疑问, you may check InfoBear (for loan amount borrowed), or contact the 财政援助办事处.
- For additional information contact the 财政援助办事处 或浏览 直接贷款 网站
- Program allows all students, 无论收入如何, to obtain a student loan after having applied for financial aid
- Student pays the interest during in-school & deferment periods or has it capitalized
- Student pays an origination fee
- Fixed interest rate, set each year on July 1. 指 直接贷款网站 for current interest rate
- 贷款限额按年级厘定，与资助贷款相同, 然而, dependent undergraduates may borrow up to an additional $2000. 独立本科生可以为大一和大二学生额外贷款6000美元, 和 up to $7000 for juniors 和 seniors. Graduate students may borrow up to a total of $20,500.
- 受抚养的学生和其父母被拒绝联邦福特直接PLUS贷款的学生可以借款
- up to $4,000* for each of the freshman 和 sophomore years
- up to $5,000* for each of the junior 和 senior years
- Student must complete a 直接贷款 master promissory note 和 直接贷款 入学咨询 在BSU的最后期限之前, prior to the last day of the semester, 或者在你注册的最后一天之前(以先到的为准)，以便获得这笔贷款
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直接贷款退出咨询是所有在十大赌博正规老平台注册期间借入联邦直接贷款的学生的联邦要求. 联邦法规要求在离开大学之前或在注册少于6个学分之前进行贷款咨询.
你将需要你的联邦学生援助用户ID来完成在线退出咨询. If you need a user ID, you may request one at http://fsaid.ed.政府.
如果您对完成直接贷款退出咨询或您在十大赌博正规老平台期间借入的直接贷款有任何疑问, you may check InfoBear (for loan amount borrowed), or contact the 财政援助办事处.
- For additional information contact the 财政援助办事处 或浏览 直接贷款 网站
- For Direct Subsidized Loans 和 Direct Unsubsidized Loans, 当学生提交完整的联邦学生援助免费申请(FAFSA). 学生借款人还必须完成直接贷款主本票和完成入学咨询.
- 直接PLUS贷款, 学生必须提交完整的免费联邦学生资助申请(FAFSA). 家长必须向财务援助办公室提交一份联邦福特直接PLUS贷款申请表, available from the 财政援助办事处 or on our website. The parent must also complete a Direct Plus Loan 主本票.
- 金融援助办公室对贷款进行认证，并将信息转发给直接贷款服务机构.
- The direct loan servicer evaluates the application (credit check, etc., for Plus) for approval.
- 如贷款未获批准，直接贷款服务机构会以邮递方式通知借款人. 在家长PLUS贷款被拒绝的情况下，家长可以选择与背书人重新申请, which works much like a co-applicant. If the loan is approved, the direct loan servicer sends a Notice of Loan Approval to the student, 注明已批准的贷款金额及发放日期.
- Once the funds are received by Bridgewater State University, 学生账户办公室通知借款人资金到位.
- First-time borrowers for Federal Ford Direct Subsidized 和 Unsubsidized Loans must complete 直接贷款 entrance counseling prior to receiving funds. Loan entrance counseling may be completed online at the 学生贷款网站 or by making an appointment with a financial aid counselor.
- 如果有余额，贷款资金将首先应用到学生的账户中. 如果没有余额，学生将获得该学期的全部贷款金额，减去任何费用. If a portion of the loan was applied to the student's account, the remainder will be refunded to the student. 直接PLUS贷款, 任何超出账单余额的资金将退还给家长, 除非家长在联邦福特直接PLUS贷款申请表上授权释放这些资金给学生.
- 为了推迟还款，学生必须至少入学一半时间. 学生应联系贷款服务机构，以确定是否有资格延期，并获得延期表格. 十大赌博正规老平台的注册办公室将证明所有符合条件的学生贷款延期.
- Upon withdrawing from the college, falling below half-time enrollment status, 毕业或, the student must complete loan exit counseling. Loan exit counseling may be completed on line at the 学生资助网站 or you can make an appointment with a financial aid counselor.
- 如有任何更改，借款人须通知学院、贷款机构及/或服务机构:
- 名字。
- 电话号码
- 近亲
- withdrawal from college
- transfer to another college
- obtain/change driver's license
- address
- 社会保险号
- 毕业日期
- enrollment (less than half time)
- Dependent students may borrow up to a $31,000 maximum as an undergraduate (not more than $23,000补贴)
- Independent students may borrow up to a $57,500 maximum as undergraduates (not more than $23,000补贴)
- 研究生最多可借138,500美元(不超过65,500美元的资助)
- 通过大学提供给本科生的父母
- Students are required to file the FAFSA*
- 贷款不是基于财务需要，而是基于申请人的信用价值
- 贷款限额是教育费用减去任何其他援助和/或资源收到
- Borrower pays origination fee at the time of disbursement.
- 从联邦政府收到的资金通常分两批发放
- 还款在付款后60天内开始，除非父借款人要求延期
- Fixed interest rate, set every July 1. 指 直接贷款网站 for current interest rate
- 只有在用尽所有其他学生财政援助计划后才能申请
- 应用, 申请人必须向经济援助办公室提交直接贷款申请(可在经济援助办公室或我们的网站上查阅)
- If approved, a Plus loan 主本票 must be completed by the BSU deadline, prior to the last day of the semester, or prior to the last day of the student's enrollment, 先到者为准
- 家长借款人必须决定是否从PLUS贷款中退还任何款项给学生或家长，并在申请表上注明
教育专业的学生可能有资格获得联邦贷款的减免或取消. 如果您不确定您所借的联邦贷款类型，请十大赌博正规老平台 Office of Federal Student 援助 for a list of all of your federal loans. 你需要你的FAFSA/教育部密码才能十大赌博正规老平台这个网站. View information about specific programs for Education majors.